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Getting over the Christmas Giving Blues? Take the Christmas Budget Challenge.

Posted by nick_niesen on November 1st cheap nike air max plus , 2010


Getting over the Christmas Giving Blues? Take the Christmas Budget Challenge.


Written by Bernie Wiemers Copyright 2005


With Christmas just around the corner, our focus is slowly starting to shift from our work commitments to Christmas and with it comes the annual Christmas spending spree. Unfortunately many families don't set a Christmas budget and they rely on their credit cards to get them through the festive season.


Shortly after Christmas these same families will also develop symptoms of the "Christmas Giving Blues" which can include an upset stomach, lack of sleep and anxiety.



You know that feeling. You spend up big, charge it on the card cheap air max plus , and then spend the next couple of months worrying about how you are going to pay off your Christmas debts while vowing never to let this happen to you again.


Unfortunately, this is a reality for a lot of families every Christmas and they just don't seem to be able to break out of the cycle.


This year, give yourself and your family a Christmas gift and take the "Christmas Budget Challenge" and enjoy your Christmas without the suffering the Christmas Blues.


There are two parts to the Christmas Budget Challenge:


1. Put in place a strategy that will help you survive Christmas with as little pain as possible.


2. Put in place a strategy that will give you a plan to enjoy your next Christmas. This plan will also run itself without you even thinking about it.


Let's start by putting in place a plan that will hopefully make this Christmas a little easier on your hip pocket:


1. Have a look at your finances and set an upper limit that you can afford for your Christmas spending. Allocate a certain amount to Gifts and a certain amount to other Christmas expenses. This is the start of your Christmas budget.


2. Leave the credit card at home and pay for Christmas with money wherever possible.


3. Keep track of all your Christmas spending. A good way of doing this is by carrying a small notebook and pencil and writing your purchases in it.


Gift Buying


4. Call your relatives and agree that Gifts will only be purchased for the children


5. Take your Christmas Gift budget that was. Cheap Wholesale Jerseys Cheap Jerseys Free Shipping Wholesale Jerseys China Wholesale Jerseys China Wholesale Jerseys China Free Shipping Wholesale Authentic Jerseys Wholesale NCAA Jerseys Wholesale Football Jerseys Wholesale NCAA Kids Jerseys Cheap Jerseys China